Today, I introduce the intriguing idea of "只富一次"—the belief that most people experience wealth only once. In our era, fleeting success often hinges on timing rather than individual genius. Reflecting on this concept, I see that transient fortunes are often the result of seizing opportune moments. Rather than innate brilliance, many benefit from favorable circumstances, riding a wave of red dividends that lifts them temporarily to wealth with ease. Tracing the journey, I note that the road to lasting wealth is lined with hazards. Risky investments, gambling, and overambitious ventures often lure people into danger. These pitfalls, driven by unchecked desires and impulsive bets, can turn sudden riches into long-lasting financial setbacks if caution is not consistently practiced truly. Concluding, I remind myself and you that keeping wealth requires discipline and smart choices. Embracing steady, diversified approaches while resisting impulsive risks ensures stability. Cherish modest gains and prioritize prudence over flashiness; true financial wisdom lies in preserving gains and building lasting security, every single day to secure our future.