**[Scene: A cozy living room with tropical decor. Patricia Shirley, a 65-year-old white woman with long blonde hair dressed in a tropical dressy casual outfit, is seated on a comfortable chair. She addresses the camera directly.]** **Patricia:** "Hi everyone, I’m Patricia Shirley, a real estate agent with over 20 years of experience. I’ve seen the highs and lows of the market!" **[Cut to Patricia leaning forward, engaging the audience.]** **Patricia:** "So, we’ve been through buyer’s and seller’s markets, and guess what? We’re currently in a strong buyer’s market again. Let’s hone in on Florida for a moment. It's an interesting time." **[Patricia picks up a chart, gesturing towards it.]** **Patricia:** "The situation is quite different for sellers who bought between 2020 and 2024. Their property values have dropped back to levels we saw around 2015. It’s crucial to understand how this affects your plans." **[Patricia places the chart down, looking serious.]** **Patricia:** "Unless you're in a tight spot, now isn't the best time to sell. But, if you’ve inherited a property, considering a quick cash offer may save you from those hefty carrying costs. It’s always good to take the bird in hand!" **[Patricia smiles warmly at the camera.]** **Patricia:** "And let’s not forget about homeowner's insurance. We're facing a crisis here. If a property is vacant and experiences a loss, the insurance may not cover the claim. You've got to be cautious!" **[Eric, Patricia’s assistant, enters the scene, nodding in agreement.]** **Eric:** "That’s right! And for anyone interested, Patricia has a corporate buyer who is ready to pay full market value. Just text her at 941-564-9012 for more info!"